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Starting a business is exciting, but it can be overwhelming without the right foundation. That’s where I come in.
As a small business coach with a background in banking and finance, I help entrepreneurs build strong foundations through smart strategy and financial clarity. I'm also the creator of Banking for Brats—a children’s book series that introduces kids to money concepts early on. Whether I’m guiding adults through business growth or teaching kids to save and budget, my mission is the same: to empower families and communities through financial literacy.
At Smart Start By Toruus, we specialize in helping entrepreneurs and small business owners turn great ideas into thriving enterprises. Whether you're just getting started or looking to grow, we offer the practical guidance and expert support you need to move forward with confidence.
From choosing the right business structure (LLC, S-Corp, or Corporation) to preparing strong loan financing packages, we provide personalized consulting that simplifies complex decisions. Our goal is to equip you with the tools, knowledge, and strategic planning necessary to build a solid foundation for long-term success.
Let’s make your smart start the best start.
select a Service you need to start your entrepreneurial Career
Business Structure Guidance
Choosing the right legal structure—LLC, S-Corp, or Corporation—can have a big impact on your taxes, liability, and growth potential. We’ll help you understand the differences and guide you toward the best option for your business goals.
Click on the picture for forms.
Loan & Finance Packaging
Get funding-ready with expert help preparing complete, lender-friendly loan packages. We organize your financials, polish your business plan, and present your application to increase your chances of approval and secure the capital you need. Click on the picture for forms.
Business Plans & Pitch Decks
Turn your vision into a clear, compelling story. We create professional business plans and pitch decks that showcase your goals, market strategy, and financials—perfect for investors, lenders, or strategic partners.
Marketing Advice & Website Setup
Build your brand and online presence with confidence. We offer practical marketing guidance and help you set up a clean, professional website that reflects your business, attracts customers, and drives growth.
Payroll & Bookkeeping
Keep your finances accurate and your employees paid on time. We provide reliable payroll processing and bookkeeping services tailored to your small business needs, helping you stay organized and compliant.
Credit Card Processing & Accounts Receivable Tools
Simplify payments and improve cash flow with efficient credit card processing solutions and accounts receivable management tools designed to keep your business running smoothly and customers satisfied.
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